1. Apply for financial aid using the Free Application for Federal Student Aid (FAFSA). Concordia’s title IV school code is: 003191. Make sure you are applying for the correct year (i.e., using the 2018-2019 FAFSA for fall 2018 attendance).
  2. Apply for admission to Concordia University. Find out more information on Admission requirements.
  3. Apply for outside scholarships. Oregon residents should apply for the scholarships from the  Office of Student Access and Completion. Other suggested scholarship resources can be found through our Outside Scholarships page.
  4. Review budget information. We will send you information on costs to attend Concordia, but you should look at those costs and determine if they are accurate for your situation (books, travel, personal). While we don’t update those costs on your budget, it may help you decide on things like loans and if you need to take out the full amount.
  5. When you are admitted and we have received your financial aid information, we will package you and send you an award letter. We begin sending award letters to students in early January.
  6. Review your award letter when it is received. It will give you a fairly accurate estimate on any out-of-pocket expenses you may have to consider, as well as provide other information about your financial aid. Please review this information carefully.
  7. Compare awards. Compare the direct costs of tuition and housing (if you will live on-campus) to the gift aid of scholarships and grants. The difference is your out-of-pocket costs that you will pay through loans or other means. You can do that math to awards from other universities to compare your costs for attending each institution.
  8. Go to the My.CU portal to accept or decline your award package components. If there is additional information that we need from you, My.CU will provide the details.
  9. If you are selected for verification, submit the verification worksheet and any other required documents. We will then verify that the information on your FAFSA against the documentation you submitted.
  10. If you will take out loans, you will need to complete entrance counseling and the Master Promissory Note. That information is in My.CU, but you can also go here: www.studentloans.gov.
  11. If your situation is unique, contact your financial aid counselor. Sometimes we can consider things like loss of income or unusually high medical expenses in making adjustments to your financial aid information. Those adjustments might help improve your financial aid award.
  12. For students attending in the fall, your bill will come during the summer. Be sure to work with the Finance Department on your bill. If you have questions about this, contact the Finance Department.
  13. If you are receiving scholarships from outside sources, you need to let us know about them. You can do that by contacting us directly, or by reporting these online on the My.CU web portal.
  14. If your financial aid is less than your bill, consider your options. Those may include a Parent PLUS loan, a payment plan, or an alternative loan. We can help if you have questions about your options. More information about the Parent PLUS loan is available on the Loan Information page.
  15. Your financial aid will be applied shortly after the start of Fall term (for students attending Fall). If you have more financial aid than your charges, you can ask for a book voucher. You can take this to the Bookstore to get your books.

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